• Min. Monthly Income

    50,000/=

  • Annual Fee

    8,500/=

  • Join Fee

    1,500/=

  • Interest rate

    2% /month

Feature Highlights
  • Earn 2 FlySmiLes miles for every Rs. 100 spent overseas and Earn 1 FlySmiLes mile for every Rs. 100 spent locally
  • A complimentary Air Ticket for your companion at a discounted redemption rate upon meeting the required spend criteria.
  • Travel Insurance Benefits upto USD 100,000
Travel
7.5/10
Leisure
6.5/10
Shopping
6.5/10
Education
6.5/10
Dining
6/10

Travel

  • Earn 2 FlySmiLes miles for every Rs. 100 spent overseas and Earn 1 FlySmiLes mile for every Rs. 100 spent locally
  • A complimentary Air Ticket for your companion at a discounted redemption rate upon meeting the required spend criteria.
  • Enjoy up to 5,000 Bonus FlySmiLes miles on balance transfers and 2,000 Bonus FlySmiLes miles when you apply online
  • Enjoy benefits such as lounge access excess baggage Priority check-in and much more
  • Enjoy exclusive offers on lodging golf transportation and airport services worldwide
  • Enjoy around-the-clock access to the Visa Platinum Concierge and get assistance for any travel and other emergency assistance services absolutely free.
  • Enjoy up to 15% savings on the Yq meet & assist service and have the convenience of fast track immigration at over 280 International airports.
  • Personal Accident Insurance upto USD 100,000
  • Travel Medical Insurance including Repatriation upto USD 60,000
  • Common Carrier Baggage Loss upto USD 2,000
  • Earn 2 FlySmiLes miles for every Rs. 100 spent overseas and Earn 1 FlySmiLes mile for every Rs. 100 spent locally

Leisure

  • Earn 2 FlySmiLes miles for every Rs. 100 spent overseas and Earn 1 FlySmiLes mile for every Rs. 100 spent locally

Shopping

  • Flexibility with minimum payment requirements with truly 0% interest payment plans
  • Earn 2 FlySmiLes miles for every Rs. 100 spent overseas and Earn 1 FlySmiLes mile for every Rs. 100 spent locally

Education

  • Earn 2 FlySmiLes miles for every Rs. 100 spent overseas and Earn 1 FlySmiLes mile for every Rs. 100 spent locally

Dining

  • Earn 2 FlySmiLes miles for every Rs. 100 spent overseas and Earn 1 FlySmiLes mile for every Rs. 100 spent locally

Other Benefits

  • Cash Advances
    • Settle other Credit Card payments with your Standard Chartered Credit Card with Credit Ease.
    • Minimum transaction value: Rs. 10,000
    • Maximum transaction value: Available Credit limit on your Credit Card
    • Enjoy no-frills, easy loan facility just using your Standard Chartered Credit Card with Loan on Card.
  • Balance Transfer
    • Maximum loan amount: up to 70% of the available balance on your Credit Card
    • Enjoy up to 5,000 Bonus FlySmiLes miles on balance transfers and 2,000 Bonus FlySmiLes miles when you apply online
  • Pay by Phone
    • Pick up the phone and pay all your routine bills, even transfer funds and remit money. It`s that easy!

Card Information

Min. Monthly Income

50,000/=

Annual Fee

8,500/=

Join Fee

1,500/=

Supplementary Card Annual fee

Free

Supplementary Card Join fee

Free

Interest rate

2% / month

Maximum Credit Limit

Card Replacement Fee

Free

Pin Replacement Fee

Free

Over Limit Fee

Late payment charge

900

Cash Advance interest charge

900

Get the credit card that puts money back in your wallet!