Best All-in-one Financial App

From Biryani to Salary Advance, get the stuff you need now and pay later. Moneta gives you credit for all of your needs with flexible repayment options. Download the Moneta app, get your credit limit and experience your life beyond limits!

Shop smarter with the Moneta app

Signing up is simple.

No long applications or complicated terms & conditions. Have your NIC, address, and employment proof handy.

A smarter way to pay.

Shop anywhere online and split your purchase into 3 interest-free installments. We remind you so you never miss a payment.

Get your faves on sale.

Save items in the app. Get push notifications when the price drops. Browse exclusive deals added daily.

We've got your back.

We'll send reminders, so you never miss a payment. And if you do, we pause your account until you're back on track.

Best Salary Advance in Sri Lanka.

Fast and affordable salary advance at your fingertips. Up to Rs. 50,000 loan facility with a maximum 6 months repayment plan through Moneta to support your emergency requirements.

Salary Advance with comfortable rates

No bank visit, no collateral needed to apply Salary Advance facility in Moneta. We use alternative data to understand your creditworthiness to enable your credit limit.
Salary Advance is designed by keeping people in the center. So the charges are designed as low as possible.

  • Platform Fee is 2.9 - 4.1% per month *,
  • Bank Transfer Fee is Rs 50.00, and
  • Digital Agreement Fee is Rs 100.00

* Platform Fee will be automatically determined based on individual Moneta Credit Score.

Apply Now

Life beyond Limits. Choose Moneta.

Download the Moneta app. Get your credit limit and enjoy making those purchases like you never have! See your spend limit, manage payments, and keep track of your favorite places to shop. And get alerts on new launches and offers from top brands. It all happens on the app.

Your data is safe with us

We are committed to protecting the data and information of our customers. Our technologies are built around world-class data security tools and technologies. Our rock-solid secure processes and technology implementations combined with regulatory compliance make your data safe and secure, these strict protocols govern how we access, store and use member data.