(hereinafter referred to as Moneta) is an independent financial product comparison service provider. Moneta is not a financial services provider, and cannot give direct financial advice and facility.

Moneta respects the privacy of our consumer users and has developed this Privacy Policy to demonstrate its commitment to protecting your privacy. As an individual who is a user of our website or otherwise as a user of the services provided by Moneta, this Privacy Policy is intended to describe for you.

By accessing, browsing or using this website, or any page thereof, through any direct or indirect means (individually or collectively, "Websites" or "Website"), or by using the goods, facilities or services offered in or through the Websites through alternative methods (including, for example, telephone, mail, email or facsimile), you accept and agree to be bound by these Terms of Use (the terms "Website" and "Websites" include use through these alternative methods).

If you do not agree to these Terms of Use, you are not authorized to access or use the Websites and you are to cease accessing or otherwise using the Websites.

The content on is provided "as is" for general information purposes only. It does not constitute advice nor does any part of the content constitute an open offer capable of forming the basis of a contract. Moneta strives to ensure the information on this website is accurate and up to date, however, Moneta does not warrant or guarantee that anything written here is 100% accurate, timely, or relevant to the solution of any problem visitors may have. To the extent permitted by law, Moneta disclaims any and all warranties, express or implied, including those of merchantable quality or fitness for a particular purpose, with respect to the publication of this content.

Moneta may at times include statements, opinions or views of third parties. While Moneta may occasionally make reference to certain provider, product or service by its name, it does not constitute an endorsement by Moneta. Moneta denies any and all liability or responsibility for any errors, inaccuracies, omissions, misleading or defamatory content. As a visitor to, or registered user of Moneta, you should not rely on any of this content without first seeking financial advice from a professionally qualified expert.

Moneta specifically excludes liability for any loss or damage no matter how arising from the use of this website or of any information or services provided through this website. Moneta reserves the right to update, amend or change the content of this website without notice. Moneta operates the Websites and shall have the right at any time to change or discontinue any aspect or feature of the Websites and the right to modify the terms and conditions applicable to users of the Websites, including these Terms of Use, or any part hereof. Such changes, modification, additions or deletions shall be effective immediately upon posting on the Websites. Any use by you of the Websites or the good, facilities or services offered in or through the Websites shall be deemed to constitute acceptance of such changes.

The data and other information you may provide Moneta is not, and is not treated as, an application for a financial product or a request to be pre-approved, pre-qualified or any similar concept. Moneta does not guarantee acceptance into any particular financial product or specific financial product terms or conditions with any financial institutes; financial product's approval standards are established and maintained solely by individual financial institutes. Likewise, Moneta does not guarantee that the financial product terms or rates offered and made available by financial institutes are the best terms or lowest rates available in the market. A financial institute's offer may be subject to market conditions, approval and qualification. The rates and fees actually provided by financial institutes may be higher or lower depending on your complete credit profile, collateral/property considerations including but not limited to location, equity and value and income/asset consideration including but not limited to credit. Unless expressly stated in writing, nothing contained herein shall constitute an offer or promise for a financial product commitment or interest rate lock-in agreement.

Moneta does not charge you a fee for its service in matching you with financial institutes unless otherwise stated.

All effort is taken to derive the most accurate interest and payment calculations, however, the information is provided for estimation purposes only and should not be considered as 100% accurate.

We try to include the most comprehensive online database of financial products, however, not all of the financial institutes packages may be included in Moneta.

Last updated on 27 December 2016