Buy Now Pay Later

Shop now. Pay over 6 weeks. Never pay interest.
Pay Better. Choose Moneta

  • Online process with minimal documentation
  • One time approval for a lifetime of usage
  • No bank visit, no collateral needed
  • Spread the cost at any store
  • No interest, No hidden fees

Choose How to Shop

You can experience a better way to shop. Get the stuff you love now and pay over time. Shop with Moneta to pay in 4 interest-free installments for 6 weeks.

Shopping online

Find your favourite website/app in the list of our partner merchants.
Find Moneta payment option when you are completing your payment.
Make the first of 4 payments now.
Pay it off over 6 weeks.
Never pay interest.

Scan & Pay at any store

Open the Moneta App. Go to the Scan & Pay tab. Simply, scan the store's Lanka QR Code.
Input the amount you need to pay at the store.
Select how you want to make the payment - one-time or EMI.
Pay in 3 months EMI plans.

Experience the smooothest shopping

Enjoy the smoothest and safest shopping experience you deserve with the new and improved Moneta app. Get what you love today, and pay over time. No interest. No hidden fees.

Get the Moneta app

Use your Android phone to download Moneta from the Google Play store and create your account using your mobile number.

Complete Application

Keep your NIC, address proof, employment proof documents handy to set-up your limit or reach out for help to complete the process.

Wait for Approval

Our automated systems will verify your eKYC details. If any information found not clear enough or incorrect you need to submit again.

Shopping online

Once your limit is approved, you can choose Moneta as your payment method at checkout. Pay the first there and then, split the rest over 6 weeks.

Shop for what you love

Download the Moneta app. Get your credit limit and enjoy making those purchases like you never have! See your spend limit, manage payments, and keep track of your favorite places to shop. And get alerts on new launches and offers from top brands. It all happens on the app.

Your data is safe with us

We are committed to protecting the data and information of our customers. Our technologies are built around world-class data security tools and technologies. Our rock-solid secure processes and technology implementations combined with regulatory compliance makes your data safe and secure, these strict protocols govern how we access, store and use member data.