• Min. Monthly Income

    200,000/=

  • Annual Fee

    Free

  • Join Fee

    Free

  • Interest rate

    2.33% /month

Feature Highlights
  • 360° Rewards Points
  • Travel Insurance Benefits upto USD 100,000
  • Flexibility with truly 0% interest payment plans
Leisure
7/10
Shopping
7/10
Dining
7/10
Education
6.5/10
Insurance
6.5/10

Leisure

  • Enjoy exclusive offers on lodging golf transportation and airport services worldwide
  • Complementary Hilton Honorsâ„¢ Gold Membership upon completing four stays or eight nights
  • Earn 1 point for every Rs. 100 spent

Shopping

  • Flexibility with minimum payment requirements with truly 0% interest payment plans
  • Earn 1 point for every Rs. 100 spent

Dining

  • Earn 1 point for every Rs. 100 spent

Education

  • Earn 1 point for every Rs. 100 spent

Insurance

  • Earn 1 point for every Rs. 100 spent

Other Benefits

  • Reward Points
    • 360° Rewards Points
    • Earn 1 point for every Rs. 100 spent
    • Points can be redeemed in multiples of 2,500 or 5,000.
  • Cash Advances
    • Enjoy no-frills, easy loan facility just using your Standard Chartered Credit Card with Loan on Card.
    • Settle other Credit Card payments with your Standard Chartered Credit Card with Credit Ease.
    • Minimum transaction value: Rs. 10,000
    • Maximum transaction value: Available Credit limit on your Credit Card
    • Select to repay the transaction in equal monthly instalments with a one off processing fee.
    • Available tenors will be 3, 6 and 12 and the applicable one off processing fee will be 5% and 6% and 10.5%.
  • Balance Transfer
    • Maximum loan amount: up to 70% of the available balance on your Credit Card
  • Easy Pay
    • With Easy Pay, you can enjoy the flexibility of selecting to repay your Banquet and Medical trasactions in equal monthly installments at preferantial rates
    • Minimum transaction value: Rs. 25,000
    • Maximum transaction value: Available Credit limit on your Credit Card
    • Select to repay the transaction in equal monthly instalments with a one off processing fee.
    • Available tenors will be 3, 6, 12 and 24 and the applicable one off processing fee will be 4%, 5.75%, 10.50% and 17.50% respectively.
  • Travel Benefits
    • Personal Accident Insurance upto USD 100,000
    • Travel Medical Insurance including Repatriation upto USD 60,000
    • Common Carrier Baggage Loss upto USD 2,000
    • Enjoy access to over 700 VIP lounges in more than 120 countries with complimentary refreshments and snacks Internet and conference space etc
    • When you purchase your airfare or a travel package with your Standard Chartered Credit Card it will be treated like a cash payment and no surcharge will be applicable.

Card Information

Min. Monthly Income

200,000/=

Annual Fee

Free

Join Fee

Free

Supplementary Card Annual fee

Free

Supplementary Card Join fee

Free

Interest rate

2% / month

Maximum Credit Limit

above 2,000,000.00

Card Replacement Fee

Free

Pin Replacement Fee

Free

Over Limit Fee

Late payment charge

900

Cash Advance interest charge

900

Get the credit card that puts money back in your wallet!