• Min. Monthly Income

    50,000/=

  • Annual Fee

    5,000/=

  • Join Fee

    1,500/=

  • Interest rate

    2% /month

Feature Highlights
  • 360° Rewards Points
  • 3 Arpico Privilege points for every Rs.100 spent at any Arpico Supercenter and 1 point for every Rs. 200 spent anywhere locally or overseas
  • Travel Insurance Benefits upto USD 100,000
Groceries
7/10
Shopping
7/10
Education
6.5/10
Dining
6/10
Insurance
5.5/10

Groceries

  • 3 Arpico Privilege points for every Rs.100 spent at any Arpico Supercenter and 1 point for every Rs. 200 spent anywhere locally or overseas
  • Earn 1 point for every Rs. 200 spent

Shopping

  • 3 Arpico Privilege points for every Rs.100 spent at any Arpico Supercenter
  • Flexibility with minimum payment requirements with truly 0% interest payment plans
  • Earn 1 point for every Rs. 200 spent

Education

  • Earn 1 point for every Rs. 200 spent

Dining

  • Earn 1 point for every Rs. 200 spent

Insurance

  • Earn 1 point for every Rs. 200 spent

Other Benefits

  • Reward Points
    • 3 Arpico Privilege points for every Rs.100 spent at any Arpico Supercenter and 1 point for every Rs. 200 spent anywhere locally or overseas
    • Points can be redeemed in multiples of 2,500 or 5,000.
  • Cash Advances
    • Enjoy no-frills, easy loan facility just using your Standard Chartered Credit Card with Loan on Card.
    • Settle other Credit Card payments with your Standard Chartered Credit Card with Credit Ease.
    • Minimum transaction value: Rs. 10,000
    • Maximum transaction value: Available Credit limit on your Credit Card
  • Balance Transfer
    • Maximum loan amount: up to 70% of the available balance on your Credit Card
  • Travel Benefits
    • Personal Accident Insurance upto USD 100,000
    • Travel Medical Insurance including Repatriation upto USD 60,000
    • Common Carrier Baggage Loss upto USD 2,000

Card Information

Min. Monthly Income

50,000/=

Annual Fee

5,000/=

Join Fee

1,500/=

Supplementary Card Annual fee

2,000/=

Supplementary Card Join fee

Free

Interest rate

2% / month

Maximum Credit Limit

Card Replacement Fee

Free

Pin Replacement Fee

Free

Over Limit Fee

Late payment charge

900

Cash Advance interest charge

900

Get the credit card that puts money back in your wallet!