• Min. Monthly Income

    30,000/=

  • Annual Fee

    1,000/=

  • Join Fee

    Free

  • Interest rate

    2% /month

Feature Highlights
  • Enjoy special discounts at selected hotels and merchant locations
  • Fully insured during Travelling abroad
  • Personal Accidence upto 70,000 USD
  • 0% Easy Payment Plans
Leisure
7.5/10
Travel
7/10
Shopping
6.5/10
Groceries
6/10
Dining
5.5/10

Leisure

  • Enjoy exclusive Discounts and Special Deals in Hotels and Resorts

Travel

  • Fully insured during Travelling abroad who purchase tickets for foreign travel using their HNB credit card
  • Personal Accidence upto 70,000 USD
  • Emergency Medical Expenses upto 35,000 USD
  • Dental Treatment upto 250 USD
  • Lost of Passport upto 100 USD
  • Loss of Baggage upto 1,000 USD
  • Repatriation of Mortal remains upto 5,000 USD
  • Financial Emergency upto 100 USD

Shopping

  • 0% Easy Payment Plans
  • Discounts from exclusive restaurants best hotels

Other Benefits

  • Cash Advances
    • Get cash withdrawals of up to 50% of the credit card limit from any ATM

Card Information

Min. Monthly Income

30,000/=

Annual Fee

1,000/=

Join Fee

Free

Supplementary Card Annual fee

Free

Supplementary Card Join fee

Free

Interest rate

2% / month

Maximum Credit Limit

100,000.00

Card Replacement Fee

500/=

Pin Replacement Fee

Free

Over Limit Fee

500/=

Late payment charge

750

Cash Advance interest charge

Local - 3% + Rs.100/=; International 3% + Rs.200/=

Get the credit card that puts money back in your wallet!