• Min. Monthly Income

    125,000/=

  • Annual Fee

    3,000/=

  • Join Fee

    Free

  • Interest Rate

    2% /month

Feature Highlights
  • Enjoy exclusive services prestige and special discounts at selected merchant locations
  • Fully insured during Travelling abroad
  • 0% Easy Payment Plans
  • Personal Insurance Cover upto 400,000 USD
Leisure
8.5/10
Travel
8/10
Shopping
7.5/10
Groceries
6.5/10
Dining
6.5/10

Leisure

  • Exclusive prestige services and special discounts at selected resorts
  • Enjoy exclusive Discounts and Special Deals in Hotels and Resorts

Travel

  • Fully insured during Travelling abroad who purchase tickets for foreign travel using their HNB credit card
  • Personal Accidence upto 400,000 USD
  • Emergency Medical Expenses upto 65,000 USD
  • Dental Treatment upto 250 USD
  • Lost of Passport upto 200 USD
  • Loss of Baggage upto 1,750 USD
  • Repatriation of Mortal remains upto 7,000 USD
  • Financial Emergency upto 200 USD

Shopping

  • 0% Easy Payment Plans
  • Royalty points with every purchase. Utilise these points to get frequent flyer rewards purchasing air tickets upgrade & lounge facilities

Other Benefits

  • Cash Advances
    • Get cash withdrawals of up to 75% of the credit card limit from any ATM

Card Information

Min. Monthly income

125,000/=

Annual fee

3,000/=

Joining Fee

Free

Supplementary Card Annual fee

Free

Supplementary Card Join fee

Free

Interest Rate

2% per month

Maximum Credit Limit

2,000,000.00

Card Replacement Fee

500/=

Pin Replacement Fee

Free

Over Limit Fee

500/=

Late payment charge

750

Cash Advance interest charge

Local - 3% + Rs.100/=; International 3% + Rs.200/=

Get the credit card that puts money back in your wallet!