• Min. Monthly Income

    50,000/=

  • Annual Fee

    2,000/=

  • Join Fee

    Free

  • Interest Rate

    2% /month

Feature Highlights
  • Enjoy special discounts at selected hotels and merchant locations
  • Fully insured during Travelling abroad
  • Personal Accidence upto 120,000 USD
  • 0% Easy Payment Plans
Travel
7.5/10
Leisure
7.5/10
Shopping
7/10
Groceries
6/10
Dining
6/10

Travel

  • Fully insured during Travelling abroad who purchase tickets for foreign travel using their HNB credit card
  • Personal Accidence upto 120,000 USD
  • Emergency Medical Expenses upto 60,000 USD
  • Dental Treatment upto 250 USD
  • Lost of Passport upto 200 USD
  • Loss of Baggage upto 1,750 USD
  • Repatriation of Mortal remains upto 7,000 USD
  • Financial Emergency upto 200 USD

Leisure

  • Enjoy exclusive Discounts and Special Deals in Hotels and Resorts
  • Discounts from exclusive restaurants best hotels

Shopping

  • 0% Easy Payment Plans
  • Discounts at selected merchant locations

Other Benefits

  • Cash Advances
    • Get cash withdrawals of up to 50% of the credit card limit from any ATM

Card Information

Min. Monthly income

50,000/=

Annual fee

2,000/=

Joining Fee

Free

Supplementary Card Annual fee

Free

Supplementary Card Join fee

Free

Interest Rate

2% per month

Maximum Credit Limit

250,000.00

Card Replacement Fee

500/=

Pin Replacement Fee

Free

Over Limit Fee

500/=

Late payment charge

750

Cash Advance interest charge

Local - 3% + Rs.100/=; International 3% + Rs.200/=

Get the credit card that puts money back in your wallet!