• Min. Monthly Income

    15,000/=

  • Annual Fee

    2,000/=

  • Join Fee

    1,500/=

  • Interest rate

    2% /month

Feature Highlights
  • Earn Reward Points at the rate of 1 Point for every 100.00/= spend. 3 Reward points equal to 1/=
  • Free Life Insurance or Permanent Disability Cover upto Rs. 100,000/=
  • Enjoy discounts in Hotels and Resorts
Shopping
7/10
Groceries
7/10
Travel
6/10
Dining
6/10
Leisure
6/10

Shopping

  • Enjoy exclusive Discounts and Special Deals in selected shops
  • Earn Reward Points at the rate of 1 Point for every 100.00/= spend. 3 Reward points equal to 1/=

Groceries

  • Earn Reward Points at the rate of 1 Point for every 100.00/= spend. 3 Reward points equal to 1/=

Travel

  • Free Lost Baggage Insurance Cover
  • Earn Reward Points at the rate of 1 Point for every 100.00/= spend. 3 Reward points equal to 1/=

Dining

  • Earn Reward Points at the rate of 1 Point for every 100.00/= spend. 3 Reward points equal to 1/=

Leisure

  • Enjoy exclusive Discounts and Special Deals in Hotels and Resorts
  • Enjoy exclusive Discounts and Special Deals in Hotels and Resorts
  • Earn Reward Points at the rate of 1 Point for every 100.00/= spend. 3 Reward points equal to 1/=

Other Benefits

  • Cash Advances
    • Cash advances through BOC extensive ATM network and linked Visa/MasterCard Global ATM network
    • 50% Cash Advance in an emergency
  • Easy Payment Scheme
    • Interest Free Easy Payment Scheme
  • Additional Card
    • Additional card can be obtained for a lower limit for the following purposes. (1). For online purchases (2) For loved ones
  • Health Benefits
    • Additional Limit enhancement for emergency hospitalization
  • Insurance Benefits
    • Free Life Insurance or Permanent Disability Cover upto Rs. 100,000/=

Card Information

Min. Monthly Income

15,000/=

Annual Fee

2,000/=

Join Fee

1,500/=

Supplementary Card Annual fee

Free

Supplementary Card Join fee

Free

Interest rate

2% / month

Maximum Credit Limit

above 100,000.00/=

Card Replacement Fee

500/=

Pin Replacement Fee

250/=

Over Limit Fee

600/=

Late payment charge

750

Cash Advance interest charge

3.5% or Min Rs. 300/=

Get the credit card that puts money back in your wallet!